Losing your marbles?

 

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Getting old is awful, watching the people that you love lose their mental or physical faculties and suffer has to be one of the hardest things to take, the only exception that I can think of is the death of a child.

I was over at my wee dads last night, 81 years young and sharp as a tack, but he suffers paralysis on one-side due the stroke he had 10 years ago.

It doesn’t stop him tho,  he’s at his bowling club most days organising things.

He’s got this never-give-up attitude like a lot of people from his generation,  who have faced much more hardship than we our children ever will.

I love and find him inspirational.

I consider myself lucky that he’s still with us, particularly as over the past few days a friend has lost their dad and another family member is badly losing their physical faculties whilst still all there mentally.

It brings our own mortality closer to home and I can empathise as my mum had went through a similar experience before she passed away a few years ago.

Either case is awful for the people left behind.

God knows that no-one wants to be that person sitting in a chair by the window defecating yourself unable to walk to the loo or clean yourself up.

It’s degrading for the individual involved, they lose their dignity and its awful for the people who love them as they don’t deserve to see their parent or loved one in that state.

In that situation, of course you love them, you do what you can, even although you both feel embarrassed by the situation.

Getting old, your body failing is a horrible situation.

You’re mind failing is worse, when you are no longer you and you can’t remember your loved ones.

Mind or Body failing .. which would you choose?

It’s Hobson’s Choice, but personally I’d choose my body to fail over my mind, but I don’t want that either.

Which makes me think, the sooner I give up working the better.

What’s the point in working your ass off for what .. 50 years on average?

Then being unable to enjoy it because your not physically or mentally capable.

The official retirement age for men and women in the UK is now 66.

Check yours here

UK Gov State Pension Age
From 66, til 70-something most people will be all there, maybe slower, but still capable.

After that most people start to need some level of care.

All that hard work and effort paying tax, national insurance, bills and mortgages and then you have to pay for your personal care.

Everything you accumulate including the equity in your home can be taken down to a level of 16k.

Why should ordinary working folk have to lose what they have accumulated, when the people who have never accumulated or paid their taxes get the same benefits?

What a complete rip-off.

If I was you, I’d start to think about losing that money somewhere, retirement planning, getting the house in a trust, before its too late and your assets are assessed and ceased as part of the aging process.

Good BBC article on Care Payments by area.

BBC Personal Care Costs By Area

 

 

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